What Nvidia’s stock drop could mean for your 401(k)

What Nvidia’s stock drop could mean for your 401(k) Nvidia’s stock fell after its CEO resigned. Here’s how the drop could reach your 401(k) through investment funds. Advertisement Updated: 2:04 PM CST Nov 13, 2026 Editorial Standards ⓘ Allie Jasinski National Consumer Correspondent What Nvidia’s stock drop could mean for your 401(k) Nvidia’s stock fell after its CEO resigned. Here’s how the drop could reach your 401(k) through investment funds. Updated: 2:04 PM CST Nov 13, 2026 Editorial Standards ⓘ Allie Jasinski National Consumer Correspondent Nvidia’s stock fell sharply Thursday after CEO Jensen Huang resigned. Because Nvidia is one of the largest companies on the market, its share price can affect major stock indexes and the investment funds some people hold in their 401(k)s. “One of the reasons a company like Nvidia can move the broader market is it’s a pretty large component of the market,” said Ryan Sterling, CEO of NerdWallet Wealth Partners and a chartered financial analyst. Advertisement That market exposure can reach retirement savings even for people who never bought Nvidia stock directly. Funds offered in a 401(k) plan may hold Nvidia shares, including target-date funds, which invest in a mix of assets and are designed for people planning to retire around a certain year. "For most 401(k) investors, the target-date funds ... are very well-diversified," Sterling said. "And this is why you diversify, is you want to minimize the chance that one story, one scandal is going to have an impact on your retirement." For people with diversified retirement savings, a decline in Nvidia alone generally isn’t a reason to change their investment plan. Investors can speak with a financial advisor or check their funds’ holdings in a fact sheet or on their plan’s website to see what they own. Sterling also urged investors to keep short-term headlines in perspective. "At the core of investing, the reason the U.S. market and markets around the world have gone up over time is because it's really a function of progress and innovation. Betting against progress and innovation is a very dangerous thing to bet against," he said. If a person is heavily invested in Nvidia stock, Sterling recommended reassessing financial plans. This could involve saving more, cutting expenses or selling shares to diversify holdings. Stay connected with the National Consumer Unit Get clear, actionable consumer reporting delivered across platforms. Follow National Consumer Correspondent Allie Jasinski for real-time updates on Instagram , TikTok and YouTube . Have a question you’d like us to investigate? Email us at [email protected] Subscribe to our twice-weekly consumer newsletter for in-depth explanations and practical guidance. Make WISN a preferred source on Google Add Preferred Source Share Infinite Scroll Enabled Top Picks Rescues underway after tanker collides with cruise ship on Mississippi River Microsoft apologizes for massive outage that caused global disruption WATCH: Historic SS United States completes its final voyage – at the bottom of the Gulf What Nvidia’s stock drop could mean for your 401(k)